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[lastpost] => 2767465 等了快三年，FTX 又要发钱了！这次 16 亿美元要分给谁？ 1758706909 小作文
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第一点区别,数字人民币是央行发行的法定货币,而比特币是一种私人发行的加密数字资产。数字人民币和我们平时使用的现金、银行卡是等价的。比特币则是一个去中心化的虚拟资产。
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% L8 r5 c6 x# g" e& p2 f u3 t第二点区别,数字人民币拥有法律支付力,必须被所有商家和机构接受。而比特币只能在一部分接受它的商家处使用。很多机构还不接受比特币交易。
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6 x1 h" w( c. t6 U6 R) J6 g第三点区别,数字人民币可以实现完全匿名支付。比特币的交易是匿名的,但可以被追溯。而且比特币钱包是公开透明的。# A' N9 r y3 ?% Y$ z# _, |
: U# E- N% r! a. k6 l% m第四点区别,数字人民币完全由中央银行控制,发行量和流通根据经济政策调整。比特币发行量是早已编程设定好的,不受控制。
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第五点区别,数字人民币完全安全可靠,不会出现黑客盗窃的风险。而比特币交易缺乏监管,经常出现黑客入侵盗窃加密资产的事件。; ]5 B) L/ Q$ w6 L; C. K
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第六点区别,数字人民币可以脱机交易。比特币支付必须借助网络完成。一旦断网就无法交易。, q: P* S4 l- G$ A# s# l
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第七点区别,数字人民币不会有价格波动。而比特币价格变化很大,存在巨大的投机风险。很多人为了投机获利而持有比特币。
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第八点区别,数字人民币只能在天朝境内使用。比特币可以跨国界流通。这也是比特币更具有一定国际化的原因。, g6 p, j9 k9 f, C
- t5 M/ C0 c2 f最后,数字人民币更多是一种日常支付结算工具,而比特币目前更像是一种投资品种。两者针对的场景和使用也存在差异。
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当前离线
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