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[虚拟币交流]
交易所OTC方式的交易是失败的，那么如何解决这个行业痛点？（转载）
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昨天聊了交易所OTC方式的交易是失败的，那么如何解决这个行业痛点？
% B* W4 n8 k& g% C/ y2 {0 [& n
有没有让B端（商家）赚钱，用户安全交易的模式？能照顾到所有散户、大户的安全出U方式？ 4 K$ f2 B" {& d& \+ L# f
这时候U卡成功推出，最开始由paytend公司推出的万事达U卡就解决了行业痛点，这个U卡是1.0版本，功能主打就是充U进卡里，全球ATM机可以取现。
. U5 F" {" l! S Z/ \+ c l# \本来这是一个划时代的产品，非常牛逼了，解决了行业痛点。 5 G% F: a0 [% h/ R
但是公司管理混乱、代理商乱宣传、公司私自暂停推广佣金、没有客户服务、充U不到账客服什么都不懂，没有人处理问题，导致没人愿意跟他玩了。 6 ~( t! [' B3 D
而现在，各大竞争对手的U卡纷纷出市，包括火必前段时间就宣传过推出自己的品牌，虚拟卡做得比较好的就是depay了，但是这是虚拟卡，绑定支付宝很容易被风控，这不是严格意义上的U卡，大额也不能安全变现。 & j- s( o3 ?* o4 g3 t( p
我们想象一下正规、牛逼、跨时代的U卡是怎么样一个应用场景。
; _4 |) |# F& s4 A; ^首先，充值U进去，起码必须得可以在任何ATM机上大额取现，这是最基础的功能。 - i# Q! m3 a/ g' q: b' {
第二各种消费场景都能满足消费，并且不能有手续费，你想想一下，在便利店买包香烟、口香糖，出示U卡APP付款码，直接商家扫描你二维码，扣掉U。 , V5 l! L H& L' [% Q5 G
如果能做到，并且他拥有： 7 O$ u9 [( v1 c+ N7 L. e
全球ATM取款
! _1 ?* U: R: G" y4 a. E. ?/ k& e全球网上消费
" h+ U; \; s: Q, ]全球商店消费（POS）零费率
0 {/ B7 b l$ ~5 X* u, Q全球转款卡转卡功能
- W# r% u& [0 A% q2 `) g- m) ?真正做到了惩戒人员、老赖、安全出U所有人都能无缝对接的使用场景。
( A& N3 @1 {, F你觉得你愿意花多少成本弄一张？ # a/ C9 u- Z; T2 L1 x( i
可惜目前还是没有这样划时代的东西。 ! L7 y# Q; |$ `# ?; @
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