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急求天策高手帮忙解答，关于信用卡问题。
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当前离线
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我接到电话叫我最低还6A。3 p" |+ Z$ T) _, k; B: t
下面是信件，有经验的告诉我现在怎么处理啊？0 Y9 d/ K" u& r1 x; t9 v! y" r2 o
6 t T5 v4 k {+ ?( o0 h9 K* m5 p. A
2 d. S s% A: {- K) h. s% d5 F/ q& ^先生：
3 ^. d# H, {7 Q* C. ? 您积欠本行的信用卡个人卡账户：************3096消费账款总金额（截至本函打印日止，实际金额以系统记录为准）为RMB84215.86元/USD0.00元（含利息及违约金），累经本行电话及信函催索仍未入账。您已严重违反了《招商银行信用卡领用合约》，日前，本行已立案，即将呈报停卡。请您收到本函后立即缴足最低应缴款，并来电撤消案件，否则，本行将强制停止您对本行信用卡的使用，并采取相关法律手段。事关您的个人信用，请务必配合。% f, H$ }' G+ D7 `( z6 T
强制停卡将会对您造成以下影响：9 r3 H6 W6 m6 U* W
1、主、附卡持卡人须负连带清偿责任，款项须全额结清，且不可享受循环信用缴款的优惠。6 {- x- e+ M' D# r' ~ {
2、依法将您的停卡信用记录报送给天朝人民银行，这将对您与银行等金融机构发生的借贷业务产生重大影响。4 }) u8 R6 ^4 t* G9 A6 r% K, c" T
3、通过法律诉讼向您追索，且诉讼费用、强制执行费用、律师费用均由您如数承担。( p, Q4 W: D, S( ^! m# \% \8 ?
4、依法申请保全并强制执行您的薪资、不动产及银行存款。0 L) N" `0 j8 ^$ J
我行信用卡持卡人相关权利和义务，请登录招商银行信用卡网站查询《招商银行信用卡章程》。/ m% M5 T% Z, r. K
若您有任何困难或疑问，请您致电021-38834600-11790与客助专员联络。
+ Q" R0 ^- _ v1 L% a8 a 注：因账款逾期甚久，为使您的缴款尽快入账，请速至招商银行全国网点缴纳，其他缴款方式可登录招商银行网站进行查询，并请务必来电告知！8 V! I5 P. U" M/ A3 {- }# Y& T9 y/ E
6 Y9 T$ ?- n& Z9 T: F 招商银行信用卡中心风险管理部 客户助理室敬启
0 c* } V8 G/ Y5 F: u/ Z: {5 J8 u: _ 8 X+ W( N% _7 y( i
信用卡相关法规：《商业银行信用卡业务监督管理办法》
2 ^6 z0 x- U* l! _' }5 f 9 ?8 I& E( Y% o# p) A8 ]8 I! O
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不管他啊，知道他到法院起诉，然后法院判你叫多少才是多少啊，那样好处理多 |
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八千 发表于 2015-4-11 10:29) M0 F% b' }# B/ T( p) d8 l
我接到电话叫我最低还6A。& U/ M( l; H0 Y) o2 y4 ^
下面是信件，有经验的告诉我现在怎么处理啊？
: u& a/ E. s& ~( W5 a% v; |& a1 ~1 T, e. B$ b9 J7 v
这个如果是自己欠的话那么肯定需要自己还的啊。 |
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当前离线
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信用卡也是害人不浅呀- p$ s. G/ S+ O' y! U- M
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