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急求天策高手帮忙解答，关于信用卡问题。
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当前离线
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我接到电话叫我最低还6A。
& c$ y* c/ \4 P1 F2 r1 G下面是信件，有经验的告诉我现在怎么处理啊？; y* u# A/ `+ W- F# {: H4 c
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/ g& _/ L5 K" H9 r先生：
( s8 F$ _6 j0 [& y 您积欠本行的信用卡个人卡账户：************3096消费账款总金额（截至本函打印日止，实际金额以系统记录为准）为RMB84215.86元/USD0.00元（含利息及违约金），累经本行电话及信函催索仍未入账。您已严重违反了《招商银行信用卡领用合约》，日前，本行已立案，即将呈报停卡。请您收到本函后立即缴足最低应缴款，并来电撤消案件，否则，本行将强制停止您对本行信用卡的使用，并采取相关法律手段。事关您的个人信用，请务必配合。+ E! K8 ], q+ K' g/ x/ K
强制停卡将会对您造成以下影响：
' m) Z3 K6 l" \4 t/ s% ]2 a5 h, Z( j 1、主、附卡持卡人须负连带清偿责任，款项须全额结清，且不可享受循环信用缴款的优惠。/ z) ~- _" Y t9 N' T2 M, m2 ~
2、依法将您的停卡信用记录报送给天朝人民银行，这将对您与银行等金融机构发生的借贷业务产生重大影响。
8 u t1 r9 b$ `* y4 C 3、通过法律诉讼向您追索，且诉讼费用、强制执行费用、律师费用均由您如数承担。3 J" c* _ y0 a( b7 \! `
4、依法申请保全并强制执行您的薪资、不动产及银行存款。
% E- ^% g; {$ J# U% l: A 我行信用卡持卡人相关权利和义务，请登录招商银行信用卡网站查询《招商银行信用卡章程》。) B4 h7 B- q/ n- O7 ^4 @; ?1 J; X
若您有任何困难或疑问，请您致电021-38834600-11790与客助专员联络。0 C& _ `$ M) g- H( i1 F
注：因账款逾期甚久，为使您的缴款尽快入账，请速至招商银行全国网点缴纳，其他缴款方式可登录招商银行网站进行查询，并请务必来电告知！( _5 S# |. f/ n) T- D/ t7 e8 K6 \
, H. P* ~. p3 e4 R! v U$ X 招商银行信用卡中心风险管理部 客户助理室敬启 2 L- `! V: a1 t0 j- e4 t/ c
+ u" u( ~9 _- r# Q9 J
信用卡相关法规：《商业银行信用卡业务监督管理办法》
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不管他啊，知道他到法院起诉，然后法院判你叫多少才是多少啊，那样好处理多 |
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八千 发表于 2015-4-11 10:29/ Y. T f. I* G
我接到电话叫我最低还6A。: ]2 ]8 t$ M% Y+ _% o; P6 W- n
下面是信件，有经验的告诉我现在怎么处理啊？
/ F/ c7 l' Q2 {% M/ l1 k: Y7 d2 n7 i' Q2 P, m6 O
这个如果是自己欠的话那么肯定需要自己还的啊。 |
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当前离线
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信用卡也是害人不浅呀
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